Idaho’s private lender since 2004.
Single-family flips funded in as little as 7 days. Up to 90 % of cost, interest-only payments, zero bank red tape.
From Treasure Valley fix-and-flips to the occasional ground-up build or bridge deal, Alpha Lending funds Idaho projects fast—up to 90 % of cost—so local investors can buy, rehab, and exit with confidence.
2004
Founded
$184,000,000+
Total Loan Volume
1418+
Families & Businesses Impacted
What We Specialize In
Single-Family Fix-and-Flips—right here in Boise.
“Rapid Access to Capital for Renovations.”
We zero in on SFR rehabs because that’s where today’s Boise market still hides the most untapped equity. Tight inventory and continued in-migration keep entry-level homes in short supply, while dated properties linger below market value. By funding quick, high-LTC renovations, we help:
Investors lock up deals the big banks won’t touch, force appreciation, and recycle capital faster.
Neighborhoods gain refreshed, energy-efficient housing instead of neglected eyesores.
First-time buyers access move-in-ready homes that would otherwise languish in disrepair.
The result?
Faster closings, cleaner streets, stronger comps—and a virtuous cycle that keeps Boise’s single-family market healthy without driving prices out of reach. That’s why we put 80 % of our capital to work in this niche, while still offering construction and bridge options for the right projects.
Single-Family Fix-and-Flips—right here in Boise.
“Rapid Access to Capital for Renovations.”
We zero in on SFR rehabs because that’s where today’s Boise market still hides the most untapped equity. Tight inventory and continued in-migration keep entry-level homes in short supply, while dated properties linger below market value.
By funding quick, high-LTC renovations, we help:
Investors lock up deals the big banks won’t touch, force appreciation, and recycle capital faster.
Neighborhoods gain refreshed, energy-efficient housing instead of neglected eyesores.
First-time buyers access move-in-ready homes that would otherwise languish in disrepair.
The result?
Faster closings, cleaner streets, stronger comps—and a virtuous cycle that keeps Boise’s single-family market healthy without driving prices out of reach.
That’s why we put 80 % of our capital to work in this niche, while still offering construction and bridge options for the right projects.
Commercial Loan
“Stable Funding for Multi-Family and Office Properties.”
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Still Need Something Else?
We won’t turn away solid projects.
If you’re building from the ground up—or need a bridge while you refinance—our construction and bridge loans are one click away.
LENDING SNAPSHOT
Calculate Your Next Move
Curious about monthly payments on your next flip, or other investor-related math?
No email gateway for you to try this simple to use calculator, specifically designed for Fix & Flips.
Fix & Flip Loan Calculator▸
Estimate your monthly costs in seconds.
Why We’re Staying Local
Big-box lenders are retreating or raising hurdles; but we know Boise, so we’re doubling down. Every loan we fund helps a local contractor, creates affordable inventory, or repurposes an under-used lot.
When Boise grows responsibly, we all win—families, flippers, and small businesses alike.
Speed & Efficiency
Close on your timeline—days, not weeks or months. Our lean process ensures minimal red tape.
Expert Guidance
Our advisors understand real estate investing inside and out, providing solutions for even the trickiest deals.
3 Steps to Get Funded
Apply
Fill out our quick online form to detail your project and timeline.
Get Approved
Our team reviews your submission, verifying property and strategy.
Close & Fund
Sign documents, receive funds, and leverage our ongoing support.
MEet The Team Behind the capital
MEet The Team
Behind the capital
Andrew Benton
Chief Operating Officer, Alpha Lending
Leads day-to-day lending strategy and portfolio oversight.
Jeff Cichocki
Capital Strategist, Owner
Two decades, $100 MM + deployed, 2,000 + transactions.
Steve Vaught
Senior Advisor
Co-founded Alpha Lending in 2004.
Terence Woods
Senior Advisor
Co-founded Alpha Lending in 2004.
MEet The Team Behind the capital
MEet The Team
Behind the capital
Andrew Benton
Chief Operating Officer, Alpha Lending
Leads day-to-day lending strategy and portfolio oversight.
Jeff Cichocki
Capital Strategist, Owner
Two decades, $100 MM + deployed, 2,000 + transactions.
Steve Vaught
Senior Advisor
Co-founded Alpha Lending in 2004.
Terence Woods
Senior Advisor
Co-founded Alpha Lending in 2004.
Real Investors, Real Results
“Alpha Lending funded my bridge loan in under a week—they helped me secure a prime Fix & Flip property fast!”
Sarah W.
Meridian, ID
“Their fix & flip financing simplified the entire rehab process, from purchase to final sale.”
Michael T.
Boise, Id
“When I needed a solid team to help me fund a few flips, Alpha was quick to let me know they could help.”
Jonathon P.
Boise, Id
Get Our Free Report
There’s no need to be worried if you’ll be approved for a Hard Money Loan. This FREE “7 Steps” report has all the information you need to make sure you’re approved every time.
Apply Now
Have Terms By Tonight
208-854-1122
3379 N Lakeharbor Ln, Boise, ID
83703, United States
Alpha Lending LLC’s rates and loan terms are subject to change without notice and may vary based on factors such as creditworthiness, loan amount, and applicable regulations. Loan availability is not guaranteed and depends on qualification requirements, with certain products and services not available in all states or jurisdictions. Alpha Lending LLC adheres to all relevant federal, state, and local laws, including the Truth in Lending Act (TILA) and the Equal Credit Opportunity Act (ECOA), ensuring compliance with lending and consumer protection standards. All loan offers are contingent on approval and subject to change.
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