Loan Payments Calculator

Estimate Your Monthly Loan Payments

Use our simple Payment Calculator to get an approximate monthly payment for your loan, based on principal, interest rate, and loan term. This tool is especially helpful if you’re considering a longer-term financing option—like a DSCR or commercial mortgage—and want to see how monthly costs might align with your rental income or overall budget.

Loan Payments Calculator

Estimate Your Monthly Loan Payments

Use our simple Payment Calculator to get an approximate monthly payment for your loan, based on principal, interest rate, and loan term. This tool is especially helpful if you’re considering a longer-term financing option—like a DSCR or commercial mortgage—and want to see how monthly costs might align with your rental income or overall budget.

Montly Loan Payments Calculator

Use this calculator to estimate your monthly interest‑only payments or fully amortized payments on your projected loan.


Note: Results are illustrative; actual terms depend on your project scope, experience level, market, and Alpha Lending underwriting guidelines.

Monthly Payment Calculator

Use this calculator to estimate your monthly payments on a loan amount with either interest-only or fully amortized structures. Note: This tool is for illustrative purposes only. Actual terms may vary based on underwriting, property specifics, and your credit profile.

Email Payment Estimate

How the Montly Loan Payments CalCulator Works

  • Enter Loan Amount: The principal you’re borrowing (e.g., $100,000).

  • Interest Rate (Annual): The yearly interest percentage—enter it as a number, e.g., 8.5 for 8.5%.

  • Loan Term: How many years you plan to finance the property.

  • Calculate: Click “Estimate Payment” to see your monthly principal & interest amount.

    Disclaimer: The calculations here are estimates only. Actual loan terms and ratios may vary based on full underwriting, credit profile, and property details.

Key things to remember

  1. Estimates Only

    1. The number you get here is for reference—it doesn’t include potential taxes, insurance, or private mortgage insurance (PMI if applicable).

  2. Actual Terms Vary

    1. Your exact rate or amortization schedule might differ once we consider property details, credit history, or other factors.

  3. Commerical & Bridge Loans

    1. If you’re looking for short-term solutions (bridge/fix & flip), the monthly payment approach can be different (interest-only or partial draws). This calculator is primarily for standard amortizing loans.


Disclaimer: These figures are approximate. Actual numbers vary with final underwriting, local construction costs, and any rate adjustments. For a precise quote, contact an Alpha Lending representative.

3 Steps to Get Funded

Apply

Fill out our quick online form to detail your project and timeline.

Get Approved

Our team reviews your submission, verifying property and strategy.

Close & Fund

Sign documents, receive funds, and leverage our ongoing support.

Alpha Lending LLC’s rates and loan terms are subject to change without notice and may vary based on factors such as creditworthiness, loan amount, and applicable regulations. Loan availability is not guaranteed and depends on qualification requirements, with certain products and services not available in all states or jurisdictions. Alpha Lending LLC adheres to all relevant federal, state, and local laws, including the Truth in Lending Act (TILA) and the Equal Credit Opportunity Act (ECOA), ensuring compliance with lending and consumer protection standards. All loan offers are contingent on approval and subject to change.

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