Use this calculator to estimate your monthly interest‑only payments or fully amortized payments on your projected loan.
Note: Results are illustrative; actual terms depend on your project scope, experience level, market, and Alpha Lending underwriting guidelines.
Use this calculator to estimate your monthly payments on a loan amount with either interest-only or fully amortized structures. Note: This tool is for illustrative purposes only. Actual terms may vary based on underwriting, property specifics, and your credit profile.
Enter Loan Amount: The principal you’re borrowing (e.g., $100,000).
Interest Rate (Annual): The yearly interest percentage—enter it as a number, e.g., 8.5 for 8.5%.
Loan Term: How many years you plan to finance the property.
Calculate: Click “Estimate Payment” to see your monthly principal & interest amount.
Disclaimer: The calculations here are estimates only. Actual loan terms and ratios may vary based on full underwriting, credit profile, and property details.
Estimates Only
The number you get here is for reference—it doesn’t include potential taxes, insurance, or private mortgage insurance (PMI if applicable).
Actual Terms Vary
Your exact rate or amortization schedule might differ once we consider property details, credit history, or other factors.
Commerical & Bridge Loans
If you’re looking for short-term solutions (bridge/fix & flip), the monthly payment approach can be different (interest-only or partial draws). This calculator is primarily for standard amortizing loans.
Disclaimer: These figures are approximate. Actual numbers vary with final underwriting, local construction costs, and any rate adjustments. For a precise quote, contact an Alpha Lending representative.
Fill out our quick online form to detail your project and timeline.
Our team reviews your submission, verifying property and strategy.
Sign documents, receive funds, and leverage our ongoing support.