Rental property analyzer
Instant rental cash flow & DSCR estimate
Use your deal inputs—purchase price, financing terms, expected rent, vacancy rate, and expenses—to instantly calculate your monthly mortgage payment, net operating income, cash flow, and DSCR in one place. This lets you quickly gauge whether a property’s income comfortably covers its debt service before you commit.
Rental property analyzer
Instant rental cash flow & DSCR estimate
Use your deal inputs—purchase price, financing terms, expected rent, vacancy rate, and expenses—to instantly calculate your monthly mortgage payment, net operating income, cash flow, and DSCR in one place. This lets you quickly gauge whether a property’s income comfortably covers its debt service before you commit.
Rental Property analyzer
Quickly analyze your rental’s profitability—field by field—and see your cash flow and DSCR in real time.
Our Rental Property & DSCR Calculator guides you through purchase price, down payment, interest rate, loan term, expected rent, vacancy rate, and operating expenses. Simply enter your deal details and watch your mortgage payment, net operating income, cash flow, and DSCR update instantly. Perfect for buy-and-hold investors who need to verify a property’s income comfortably covers its debt before committing.
Rental Property & DSCR Calculator
Estimate your loan, payment, cash flow and DSCR in seconds—so you can vet rental deals with confidence.
How the Rental property analyzer Works
Default Inputs: The calculator includes all key fields—purchase price, down payment, interest rate, loan term, expected rent, vacancy rate, and operating expenses—so you can jump right in.
Enter Your Deal Details: Simply type your numbers into each field.
Real-Time Results: As you update any input, your mortgage payment, net operating income, cash flow, and DSCR refresh instantly—no extra clicks.
Tweak & Compare: Change any assumption to see how different financing or rent scenarios affect your cash flow and coverage ratio.
Download or Share: When you’re done, hit Download PDF for a branded report, or Share via Email to send your estimate directly.
Disclaimer: These figures are for planning purposes only; actual terms and performance will vary based on underwriting, market conditions, and property specifics.
Key things to remember
Estimates Only
All results are for planning purposes—actual loan terms, rental income, vacancy loss, and expenses will vary based on underwriting, property specifics, and market conditions.
Adjust Assumptions
Tweak down payment, interest rate, term, rent, vacancy rate, or expenses to compare how different financing and operating scenarios impact your cash flow and DSCR.
DSCR Targets
Many lenders require a DSCR of at least 1.20; use this tool to model rent or cost changes that help you hit your coverage goals.
Disclaimer: All numbers are illustrative and subject to final underwriting, appraisal, and market factors. For precise budgeting or loan structuring, contact your Alpha Lending representative.
3 Steps to Get Funded
Apply
Fill out our quick online form to detail your project and timeline.
Get Approved
Our team reviews your submission, verifying property and strategy.
Close & Fund
Sign documents, receive funds, and leverage our ongoing support.
Alpha Lending LLC’s rates and loan terms are subject to change without notice and may vary based on factors such as creditworthiness, loan amount, and applicable regulations. Loan availability is not guaranteed and depends on qualification requirements, with certain products and services not available in all states or jurisdictions. Alpha Lending LLC adheres to all relevant federal, state, and local laws, including the Truth in Lending Act (TILA) and the Equal Credit Opportunity Act (ECOA), ensuring compliance with lending and consumer protection standards. All loan offers are contingent on approval and subject to change.
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