Bridge Loans & Tools

Fast Funding When Timing Matters

Secure short-term capital in just 7–14 days to lock in deals before arranging permanent financing or selling. With interest-only payments, LTVs up to 80% and streamlined docs, you get the speed and flexibility to act on every opportunity.

Bridge Loans & Tools

Fast Funding When Timing Matters

Secure short-term capital in just 7–14 days to lock in deals before arranging permanent financing or selling. With interest-only payments, LTVs up to 80% and streamlined docs, you get the speed and flexibility to act on every opportunity.

Bridge LOANS

A Bridge Loan is a short-term financing solution designed to help you secure a property quickly, while you arrange for more permanent financing or await a sale. Ideal when you need fast capital to bridge the gap between transactions—especially if you don’t want to miss out on a prime opportunity due to timing or temporary liquidity issues

Why a Bridge Loan?

  1. Speed & Flexibility

    1. Typically funds in 7–14 days, letting you move fast in competitive markets.

    2. Often interest-only payments, reducing monthly outflow.

  2. Short-Term Focus

    1. Usually 6–12 months, giving you ample time to finalize a sale, refinance, or complete property improvements.

  3. Asset-Based

    1. The property’s current value or potential sale price often weighs more heavily than your personal income.

    2. May have lenient credit requirements if the property’s LTV is solid.

Commercial Loan

“Stable Funding for Multi-Family and Office Properties.”

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Bridge loan calculator

Use this calculator to estimate your monthly interest costs and potential total interest for the bridging period.

Note: This is for illustrative purposes only; actual terms may vary based on your property, credit, or our guidelines.

Disclaimer: This calculator assumes interest-only payments on the borrowed amount. Closing costs, fees, or specific underwriting conditions are not included in this simplified model.

Bridge Loan Calculator

Estimate your interest-only payments over a short-term bridging period. Actual terms vary based on your property and final underwriting.

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How to interpret results

  1. Estimated Loan Amount:

    1. Based on the property’s value (or purchase price) times your chosen LTV%. E.g., if the property is $250k and LTV is 70%, the loan is $175k.

  2. Monthly Interest-Only Payment:

    1. This is your cost per month to carry the bridge loan (no principal paid down), assuming the annual interest rate you provided.

  3. Total Interest Over Term:

    1. The sum of those monthly interest-only payments for the entire bridging period (e.g., 6 months).

    2. Remember to factor in possible origination fees, closing costs, or points separately, which are not included here.


Disclaimer: These figures are approximate. Actual numbers can vary based on your final underwriting, property condition, and any special fees or rate adjustments. For a precise quote, please contact an Alpha Lending representative.

3 Steps to Get Funded

Apply

Fill out our quick online form to detail your project and timeline.

Get Approved

Our team reviews your submission, verifying property and strategy.

Close & Fund

Sign documents, receive funds, and leverage our ongoing support.

Have a Deal in Mind?

Let’s Chat.

  • 208-854-1122

  • 3379 N Lakeharbor Ln, Boise, ID

    83703, United States

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Home Loan Programs About Us

Tools & Calculators Borrower Resources Loan Application Contact

Alpha Lending LLC’s rates and loan terms are subject to change without notice and may vary based on factors such as creditworthiness, loan amount, and applicable regulations. Loan availability is not guaranteed and depends on qualification requirements, with certain products and services not available in all states or jurisdictions. Alpha Lending LLC adheres to all relevant federal, state, and local laws, including the Truth in Lending Act (TILA) and the Equal Credit Opportunity Act (ECOA), ensuring compliance with lending and consumer protection standards. All loan offers are contingent on approval and subject to change.

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