Use this calculator to estimate your monthly interest‑only payments, total interest cost during the rehab period, and projected profit based on your after‑repair value (ARV).
Note: Results are illustrative; actual terms depend on your project scope, experience level, market, and Alpha Lending underwriting guidelines.
Estimate your loan size, interest-only cost, total project outlay and net profit—so you can evaluate flips at a glance.
Estimated Loan Amount
Calculated from purchase price + rehab budget multiplied by your chosen loan‑to‑cost (LTC) percentage.
Example: Purchase $200 k, rehab $50 k, LTC 85 % → Loan ≈ $212,500.
Monthly Interest‑Only Payment
Your carrying cost each month while renovations are underway, assuming the annual interest rate you input.
Total Interest Over Term
The sum of monthly interest‑only payments for the full projected term (e.g., 9 months).
Projected Net Profit
ARV minus (purchase + rehab + total interest + selling costs). This shows your potential upside before taxes.
Disclaimer: These figures are approximate. Actual numbers vary with final underwriting, local construction costs, and any rate adjustments. For a precise quote, contact an Alpha Lending representative.
Fill out our quick online form to detail your project and timeline.
Our team reviews your submission, verifying property and strategy.
Sign documents, receive funds, and leverage our ongoing support.